For Retailers, Kirana & Local Business Owners

Turn Your Shop Into a Financial Service Center

Offer loans, insurance, digital payments and more — earn extra income while helping customers in your community.

Services You Can Offer From Your Shop

No heavy setup. No big investment. Just connect customers and earn.

Loan Services

Personal, business and home loans — earn commission on approvals.

Credit Cards & Finance

Help customers get suitable credit cards and financing plans.

Insurance Assistance

Support with health, motor and life insurance enrollments.

Why Shopkeepers Love Spekctrum

Extra Income Source

Earn commissions on services without extra inventory.

More Customers

Financial services bring more people to your store.

Build Local Trust

Become the go-to place for financial help in your area.

*Spekctrum manages processing — you focus on customers.

Start Earning More — Right From Your Shop

Join thousands of shopkeepers who trust Spekctrum to grow their income and build customer loyalty.

Become a Shopkeeper Partner